Principal – Asset-Backed Investments

About Artha Group

Artha Group is a performance-first investment house managing ₹2,300 crores across domestic and international investment vehicles, including Category I & II AIFs, LLPs, and Private Limited companies. With active investments in 130+ startups, with 32+ successful exits, and 10+ renewable energy projects. We operate at the convergence of capital precision and operational depth.

Role Overview

This is a Principal-level role focused on building and institutionalizing Artha’s fixed income vertical.

The mandate is to identify, evaluate, and scale predictable, cash flow-oriented opportunities across asset-backed and operating models while ensuring disciplined portfolio construction, strong risk frameworks, and consistency of income.

The role requires a balance of origination, underwriting judgment, and portfolio oversight, along with the ability to work closely with senior leadership to shape this vertical into a meaningful and stable contributor to the firm’s capital strategy.

Location: Mumbai (Onsite, Full-Time)

Function: Fixed Income | Asset-Backed Opportunities | Capital Allocation

Defined pathway to Partnership & Strategic Leadership Roles

Core Responsibilities

Portfolio Construction & Management

Build and manage a diversified portfolio of cash flow-generating, asset-backed opportunities

Map and monitor portfolio performance across cash flows, yield profiles, durations, and risk exposure

Establish frameworks for income visibility, downside protection, and capital efficiency

Continuously assess portfolio performance and identify opportunities for optimization, reallocation, or exit

Develop internal benchmarks to track risk-adjusted performance and consistency

Deal Flow Origination & Pipeline Development

Build and sustain a high-quality pipeline of fixed income and structured opportunities

Identify scalable models across asset-backed, contract-driven, or usage-linked revenue streams

Evaluate opportunities with a focus on cash flow certainty, counterparty quality, and structural safeguards

Structure transactions with appropriate risk controls, documentation standards, and return thresholds

Maintain discipline across selection, underwriting, and execution processes

Strategic Collaboration & Capital Alignment

Work closely with the CFO and CEO to define and scale the fixed income strategy

Align portfolio construction with broader firm-level capital allocation priorities

Contribute to the development of structures and frameworks to expand this vertical

Integrate fixed income strategies within the firm’s overall investment platform

Thought Leadership & Domain Expertise

Develop deep expertise across asset-backed investing, structured finance, and alternative fixed income models

Track evolving market opportunities and structures within the income-generating ecosystem

Contribute to internal strategy with clear frameworks and informed perspectives

Establish credibility as an internal authority on fixed income and structured opportunities

Leadership, Training & Team Development

Mentor and guide team members across evaluation, execution, and monitoring

Build structured approaches to underwriting, diligence, and portfolio tracking

Strengthen internal capability to scale the vertical with consistency and rigor

Instill a culture of ownership, discipline, and attention to detail

Internal Discipline & Execution Rigor

Establish and maintain strong processes across pipeline tracking, evaluation, and execution

Ensure all opportunities meet defined standards of documentation, governance, and risk control

Maintain clarity and consistency in internal reporting and decision frameworks

Uphold high standards of precision, accountability, and follow-through

Must-Have Qualifications

Chartered Accountant (CA) is mandatory

8–15 years of experience in fixed income, structured finance, private credit, or asset-backed investing

Strong understanding of cash flow-based underwriting and income-oriented investment models

Demonstrated experience in building or managing income-generating portfolios

Familiarity with structured transactions, contracts, and risk mitigation frameworks

Ability to independently evaluate opportunities with sound commercial and financial judgment

Experience working with senior leadership or investment committees

Traits That Matter

Strong orientation toward predictability, discipline, and capital preservation

Ability to balance return generation with downside protection

Structured thinker with high attention to detail

Composed decision-making in complex or uncertain scenarios

High ownership and accountability for outcomes

Intellectual curiosity with a commitment to developing domain depth

Total Annual Compensation - ₹45,00,000 + Performance-linked upside tied to portfolio scale and outcomes

Fixed Salary - ₹36,00,000

Retention Bonus - ₹4,00,000 (paid annually)

ESOPs - ₹5,00,000 (annual grant, subject to vesting applicable)