Criteo
We are seeking a talented and motivated Credit Risk Analyst to support our O2C team supporting WW operations. As part of our Credit Risk team your role will be pivotal in analyzing customer risk and ensuring Criteos bottom line is in sync with the top line. You will be play a vital role in ensuring a better cash flow with minimal risk. Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations for medium monetary value customers. Manages accounts of customers with medium credit limits independently. Resolves credit issues independently. Presents credit recommendations to management. Analyzes and researches customer's receivables account delinquency and determines the type of communication method to facilitate payment. Resolves disputes related to customer payment on delinquent accounts and negotiates and ensures payment from customer. Recognizes trends for non- payment and resolves the issues by engaging internal partners at all levels. Analyzes at-risk customers, Agencies, Partners and recommends account strategies to prevent delinquencies. May train new team members This Position is based in Gurugram Shift EMEA - 12:30 PM IST to 9:30 PM IST Who You Are: 2 to 4 years of experience in credit internally or in banking Strong written and verbal communication, negotiation, and conflict resolution skills. Developed accounting knowledge. Advanced understanding of credit processes, financial principles etc. Strong understanding of customer's internal payment processes. Solid problem solving and prioritization skills. Good computer skills. Solid understanding of risk mitigation tools. Basic project management skills. We acknowledge that many candidates may not meet every single role requirement listed above. If your experience looks a little different from our requirements but you believe that you can still bring value to the role, we’d love to see your application! Who We Are: We’re Criteo, the Commerce Intelligence Platform. Criteo helps businesses turn shopper signals into commerce outcomes while delivering more relevant experiences for shoppers. We use proprietary commerce intelligence and AI decisioning to drive relevance for shoppers and performance for businesses. At Criteo, our culture is as unique as it is diverse. From our offices across the globe or from the comfort of home, our 3,600 Criteos collaborate together to build an open, impactful, and forward-thinking environment. We foster a workplace where everyone is valued, and employment decisions are based solely on skills, qualifications, and business needs—never on non-job-related factors or legally protected characteristics. What We Offer: 🏢 Ways of working – Our hybrid model blends home with in-office experiences, making space for both. 📈 Grow with us – Learning, mentorship & career development programs. 💪 Your wellbeing matters – Health benefits, wellness perks & mental health support. 🤝 A team that cares – Diverse, inclusive, and globally connected. 💸 Fair pay & perks – Attractive salary, with performance-based rewards and family-friendly policies, plus the potential for equity depending on role and level. Additional benefits may vary depending on the country where you work and the nature of your employment with Criteo.