Company Secretary | Compliance Officer | Principal Officer (PMLA)

Bhawana Capital is the Indian lending entity of Multitude Group, a listed European financial services group. We are an RBI-registered NBFC lending through a partner-led origination model, working with Loan Service Providers, and we are building the India business from an early base towards a substantially larger loan book.

This is a single-owner compliance role. You will not be joining a compliance department. You will be establishing one, and you will hold the statutory positions that go with it in your own name.

Your Responsibilities

Regulatory compliance — RBI

All RBI compliance obligations applicable to a Base Layer NBFC, including the Master Directions on KYC, outsourcing of financial services, fair practices and digital lending

Preparation and filing of periodic regulatory returns

The compliance policy framework end to end — drafting, board approval, annual review and testing

First point of contact for RBI correspondence, inspections and queries

AML and CFT — PMLA

Appointment as Principal Officer under the PMLA and registration with FIU-IND

The AML/CFT policy, the ML/TF risk assessment and customer risk categorisation

STR, CTR and related reporting to FIU-IND

Sanctions and PEP screening, and obligations under Section 51A of the UAPA

CKYCR upload and search, V-CIP and periodic re-KYC

Partner and outsourcing oversight

Compliance oversight of Loan Service Providers, covering customer-facing conduct, data handling, recovery practices, Key Fact Statement delivery and default loss guarantee arrangements

Due diligence and periodic review of outsourced arrangements

Company secretarial and governance

Board and committee process — agendas, papers, minutes and statutory registers

MCA and ROC filings, and Companies Act compliance generally

Support to the Board and the Designated Director on governance matters

Group

Reporting to the Group MLRO on financial crime matters, and contributing to Group-level compliance reporting and assurance.

What We Are Looking For

A qualified Company Secretary (ACS) with roughly four to eight years of post-qualification experience in an NBFC or another RBI-regulated entity

Hands-on experience of RBI regulatory returns, board and committee process, and MCA and ROC filings for a regulated entity

A working knowledge of the PMLA framework. You may have supported a Principal Officer rather than held the position yourself, and that is fine

Comfort operating without a team around you. This is a build role rather than a maintenance role, and the person who enjoys it will be someone who has been waiting for the chance to own something

Exposure to digital lending, LSP or co-lending arrangements, or the RBI Digital Lending Directions is an advantage, but it is not a requirement. We can teach the Directions; we cannot teach regulatory judgement

An AML certification such as CAMS is preferred. If you do not hold one, we will fund it and support you in obtaining it within twelve months

We offer:

A Truly Global Workplace – collaborate with 40+ nationalities across 25+ countries, embracing diversity, inclusion, and cross-cultural innovation

Hybrid & Flexible Work – balance your life and career with remote-friendly policies and modern offices across Europe

A Culture of Growth – accelerate your development with access to LinkedIn Learning, structured mentorship, and internal leadership programmes (HiPo & People Leader tracks)

Workation Programme – work remotely from abroad for up to 2 months per year and experience new cultures while staying connected and productive

Financial Growth Opportunities – invest in your future with our share purchase matching programme, doubling your contributions and fostering long-term rewards

Medical Coverage – group medical insurance covering hospitalisation and essential care

Accident Protection – personal accident insurance for peace of mind

We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters.

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